Invest money successfully?
No problem with Cashare
We help you easily invest in exciting projects
Are you a private investor looking for attractive investment opportunities? Is your goal a monthly cash flow with a clear conscience as you’re supporting people financially? Then join the innovative Cashare crowd and look forward to a
profitable investment in loans.
3 ADVANTAGES AT A GLANCE
Solid returns
With Cashare, you lend directly to our borrowers. Without a bank as a middleman, you will retain a larger portion of the return.
Diversified portfolio
Invest in numerous private, SME or real estate loans across various risk classes in order to diversify and invest your money securely.
Monthly cash flow
The loans pay monthly interest and amortization. You can reinvest your capital on an ongoing basis, and benefit from performance-based fees.
WHAT CAN I INVEST IN?
BECOME AN INVESTOR IN 3 SIMPLE STEPS
1
Easy and fast registration
A few details are all you need, and you’ll be ready to go. After successful identification, you will be part of Cashare.
2
Take advantage investment opportunities
We offer you a wide range of projects in which you can easily invest. Define your personal investment strategy and get started today.
3
Get an excellent return
You receive monthly repayments (for installment loans) and interest directly into your bank accounts. Prepare to be excited by regular cash flow.
Take advantage of the unique opportunity to make money through the P2P crowdfunding platform Cashare.
generate passive income with strong returns.
It’s never been easier.
WHAT MAKES CASHARE SO ATTRACTIVE
Cashare’s role as a P2P lending platform is to bring people together. It connects borrowers and investors, and the platform is made available as a communication channel. As an investor, you are free to choose your loan offers and make your investments. There are no hidden fees, but great returns. A detailed risk assessment for the borrower and sufficient diversification of loan projects provides additional security.
I ONLY NEED 3 THINGS TO BECOME AN INVESTOR
- I have to be over 18 years old.
- I have a valid CH or LI residence permi
- I have a Swiss bank account.
HERE YOU GET ANSWERS TO YOUR QUESTIONS
- Register
Registerby fill out the investor registration form and become a cashare investor. - Invest in Loans
After personally identifying yourself, browse the loans currently listed on the Cashare market and invest your money in individual, selected loans / Loan projects to build your portfolio. - Earning money
After your investment, you will receive monthly repayments consisting of an amortization and an interest component. You can then track these transactions at any time in your personal investor profile.
Each borrower makes monthly payments under the loan agreements, which can consist of amortization, interest and late payment fees, or any combination of the above.
The amortization portion of the payment reduces the book value of your investment, while the interest and late payment interest on the payment is your profit.
Your portion of the payment, calculated based on your investment in a particular loan, will be paid out to your bank account after the payment is processed. Because different loans have different payment due dates, investors with multiple investments receive payments continuously, which are paid out to their bank account.
Cashare gives you the opportunity to invest in different types of loans. Right now, you can invest in secured and unsecured personal loans, SME loans, and real estate loans.
As with any investment, investing with Cashare involves a certain amount of risk. Each investor is responsible for assessing the risks involved before making an investment.
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- Credit risk / default risk
There is a possibility that the borrower will no longer make any future planned payments. As a result, the investor may lose part or all of the investment. The amount, if any, of any loss depends on the type of loan. For example, in the event of default on a secured loan, repayment of the loan would be made by first realizing the collateral and secondly by trying to recover the outstanding amount from the borrower; This should result in less loss of funds, if any. In the case of an unsecured loan, the repayment depends on the successful collection of the outstanding amount from the borrower, which could result in a higher loss, if any, compared to the secured loan. - Risk of late cash flow
All payments from an investment in a loan are directly related to the actual payments made by the borrower. There may be situations where the borrower makes a payment after the scheduled payment date; As a result, the investor may receive cash flows later than expected. Depending on the clauses of the loan agreement and the circumstances, investors can be compensated for late payments with late payment interest. - Early repayment
The borrower usually has the option to repay the loan early. Expected future interest payments would then no longer be made.
To minimize the above risks, investors can diversify their investments by investing in multiple loans across different borrowers and loan products.
- Credit risk / default risk
Do you have any further questions?