What does the press say about us?

The vote on the nuclear phase-out initiative is imminent and raises, among other things, the question of how sustainable energy can best be financed.

Crowdlending platform Cashare has entered into a cooperation with renewable energy provider Fairpower to finance solar installations.

Everyone is talking about fintech. But where does the word come from, what is behind it, and what history has the digitalisation of the Swiss financial sector taken to date?

"Disruptive" is a favourite word of Michael Borter. Innovations are "disruptive" when they potentially displace existing services completely.

Bank, goodbye! On online platforms, private investors grant loans directly. The risk is lower than you think and the returns are impressive.

From idea to FinTech - Cashare's story begins some time before its founding in January 2008.

UrbanRider has been producing bicycles since 2012, which customers can design themselves online or in the shop.

Crowdlending platforms make it easier or cheaper for some people to get a loan than from a bank. The Swiss market leader is based in Hünenberg. The company brokers millions in loans to private individuals and SMEs every year.

Crowdlending in Switzerland is still in the early stage yet significant growth results have been recorded. Last year, a growth rate of +126% was recorded with CHF 7.9 million invested in 266 projects.

In 2015, just under CHF 8 million was brokered via lending platforms in Switzerland. The crowdlending industry in Switzerland is currently still small and is dominated by young companies.

The film maps the FinTech ecosystem in Switzerland in conversations with startup founders, financial sector thought leaders, banks, regulators, politicians, and financial experts.

As both Singapore and Switzerland place great value on human capital and local talent, developing them further offers an avenue for fruitful mutual cooperation, says Tom Ludescher....

18Immer mehr Crowdfunding-Plattformen drängen auf den Markt

The rules of the game are changing in the consumer credit market. Thanks to internet platforms, everyone can become a lender.

High growth in crowdfunding in Switzerland

The crowdlending platform Cashare broke through a sound barrier in the first quarter of 2016. For the first time, more than one million francs per month were brokered. Personal loans and the new SME loan product contributed to the success.

Crowdlending platforms want to take away the market from established consumer credit banks. In the cash interview, Michael Borter, CEO of the first Swiss crowdlending platform Cashare, gives an overview of the business.

With the Venture Network, Deutsche Börse Group helps to improve the financing situation of young and high-growth companies.

Deutsche Börse Venture Network now includes the Swiss crowdlending pioneer Cashare in its innovative programme with leading growth companies and national and international investors.

Deutsche Börse Venture Network now includes Cashare in its innovative programme of leading growth companies and national and international investors.

Cashare thus gains access to an international network of partners and investors. Cashare operates a platform for brokering loans.

The number of new providers of loans with efficient technological platforms is growing rapidly. They are increasingly taking customers away from traditional banks.

Crowdlending was only offered to private borrowers in Switzerland for a long time. As a Swiss pioneer in this field, Cashare has been brokering loans (consumer loans) between private individuals since 2008.

Crowdfunding and crowdsourcing - a problem for traditional companies? Jan Marco Leimeister from the University of St. Gallen rather sees the opportunities. And he explains what crowdsourcing has to do with gummy bears.

The world of participatory finance is not very regulated. You must therefore carefully examine the conditions of the platform on which you invest. The return can be worth the effort.

In the field of participatory finance, crowd lending, i.e. the granting of loans between individuals, is the segment that made the most progress in Switzerland in 2014, with a volume of loans that doubled to CHF 3.5 million last year.

Fintech is the new buzzword in the financial industry. Who the newcomers are, what it means for customers in concrete terms and how banks are preparing themselves.

Crowdlending (also P2P lending) has so far only been possible for private borrowers in Switzerland. Accordingly, the market is in direct competition with the traditional consumer credit market.

In 2014, 15.8 million Swiss francs were raised through crowdfunding in Switzerland, compared to 11.6 million francs the previous year. This is shown by the "Crowdfunding Monitoring 2015" of the Lucerne University of Applied Sciences and Arts and Swisscom.

UBS today presented its best quarterly results in almost five years. UBS Group CEO Sergio Ermotti is very satisfied, but warns against exaggerated expectations. For challenges await. The young financial tech industry is setting out to outdo the banks in traditional services.

There is no more interest, but there are fees. We also get loans from the crowd - no longer just from the savings bank. Why do we still need banks - why do the banks need us customers?

Private investors are discovering lending via internet platforms. The choice for local investors is manageable, the differences between the offers are large. This is something to keep in mind.

The financing of projects or companies by a large number of people is in vogue, especially in the creative industries. Nevertheless, swarm financing is not for enthusiasts, because here, too, there is calculation.

Not only banks grant loans. Private individuals can also give loans to other consumers and thus collect interest - via the internet. This is how so-called crowd lending works.

17I prestiti da privati sono una realtà in Gran Bretagna, in Svizzera siamo ai primordi

The conference "Innovative Offers in Retail Banking" took place on Thursday, 26 June 2014 at the Institute of Financial Services Zug IFZ and was attended by almost 120 people.

Mortgage intermediaries as well as finance and crowdfunding platforms are increasingly fighting with banks for market share.

The Swiss market is still in its infancy. Providers and experts expect high growth potential.

Crowdfunding Monitoring 2014 - first study on the Swiss crowdfunding market

The Swiss market is still in its infancy. Providers and experts expect high growth potential.

Private individuals invest in private individuals. Investors provide money for private loans. The model for peer-to-peer lending is as simple as that. Is it a niche offering or will the banks now have to tremble?

Data leaks are the side effect of a major digital upheaval in the banking business. But the innovations also bring advantages. Services are becoming more transparent, cheaper and better. Going to the bank counter is becoming increasingly superfluous.

Private individuals invest in private individuals. Investors provide money for private loans. The model for peer-to-peer lending is as simple as that. Is it a niche offering or will the banks now have to tremble?